Category: Finding Your Home

hello hello hello hello peeps this is a midday hello midday hello from Rand and Di day we are your local husband and wife team here in thank you in Prescot uh happy to show you guys around show you what our life is like here we love it and today we are here to talk about when to do it yeah so this is uh another game so we did we did our in games and so I thought we’d do another game this game is when should you do it yeah so a lot of times we run into trouble in transactions When Buyers try to do something at the wrong time yes there’s a there’s a place there’s a time for every purpose and so that is never more true than when you’re buying a house yes so uh the first thing on our wi Todo game is views views when do when do you decide whether the views of a home are are are appropriate or not like they’ll make you happy what views do you want when do you decide that well I you know you go look at the house and if it’s something you really fall in love with I would recommend hey come at sunset too yeah you want to see the sunset you want to see the sun rise you want to see where is the you know am I east facing west facing what you know um those are all important things to think about and if you’re like I’d like to really see how the Evening Sun is here make another appointment yeah go back in the evening in particular if you’re an outdoor person you spend a lot of time on your porch and that’s your thing you should feel it at all hours of the day yes and see how expansive the view is uh I don’t know is there traffic in the afternoon that all of a sudden your view is bumper to bumper traffic you won’t have that but I’m just saying something like that what are your thoughts well in terms of deciding what kind of view you want you should be able to do that before you put in a contract you know you looking at different homes get an idea of the different kinds of views that are available get an idea of the money it’s going to cost you to upgrade to different views there are some views that will drop $150,000 on a home yep boom that’s what you’re gonna pay so decide are you okay with a peekaboo view a peekaboo view like what is you know and do that in your mind before you decide and you know before you put in a contract that’s right you should kind of know what kind of view you can afford or want to afford what kind of view you demand um how important is it to you are you okay with a peekaboo are you okay with rooftops behind you yes some people they they see a mountain in the distance and then they’re like but I can’t stand these Ro this this houses below me I don’t want to see those rooftops so things to think about what Will bide that after you’ve gone under contract and you already passed in inspection y you should know what you want want before you make an offer absolutely in terms of looking at what it looks like in the evening versus the morning if it looks like it’s going to work go ahead with the contract once it’s under the contract then you can do your due diligence on The View as part of sure the inspection period then you’ve taken the mo the home off the market and you won’t lose it while you’re trying you’re waiting for Sunset that’s right yeah that’s right fuse fuse that was a good one okay okay next up Sol solar solar so first off S leases are a pain in the butt they are a pain in the butt you got to know that they are a pain in the butt yeah so you should decide beforehand whether you’re even going to do that or not right um certain information should be given to you uh upfront about the solar a lot of Agents don’t though uh we will not be able to if the information on the solar lease is not provided by the listing agent we will not be able to get that information until we’re under contract and the seller has called The Solar Company and told them that we’re under and give them permission they will not talk to us they will not discuss the terms I’m I’m a big fan of owned solar so if you own a home and you’re thinking about listing it and you already have paid it off that’s great that’s easy peasy it’s an easy transfer you give permission you the owner give permission to the buyer to put it in their name simple title handles it it’s beautiful yes one thing to consider if you have solar consider paying it off most people do not want to assume your solar loan yes they just don’t I think solar can be great it’s not really necessary here in presca though our utilities are very reasonable so uh keep that in mind if you are have a solar maybe consider paint it off before you put it on the market because most people will walk away they will walk away they don’t want to do it they don’t want take it on if it’s own they’ll love it yeah if they’re own then they’ll love it if if you are the buyer if a solo lease is a deal stopper for you you can determine that before You’ even put in a contract the reality is though if you’re amenable to a lease you just need to see the specific terms you’re probably not going to be able to do that until inspection period correct yeah so don’t try to do that by the way you can’t get so we’ve had yeah we’ve had uh buyers that insist like they will not do a contract until they get all the terms of the lease well you know the listing agent did not have that information available right it took you know a week to pull that information together and we lost the house because someone else came and got it so inspection period And if you are an owner and you do have a lease provide all that right away to your listing even if your agent doesn’t ask for it provide provide it because people always want and they want to know some of it stays steady the monthly payments some increase over time and you should also make considerations yeah you should also make your utility bills available yes your electrical utility bills available right so that people can see the impact it’s had on okay next one all right next up proof of funds pre-qualification always do this before you even come in uh before you come in just do it short answer that’s it uh short answer yes um because if you do see something and you want it um then we lose a day or two while you’re getting that uh you know handled we have a local lender here who can spit it out in like 30 minutes it’s not hard to do but it’s also important for you to understand financially how much can you truly afford you kind of think I think I can do 800 and then you go get your prequel and you find out it’s really six so there’s no sense in wasting your time looking at homes in the eights when when you can only afford a six yeah so always get yourself pre-qual get your ducks in a row doesn’t cost you anything no any contract you have to write must have a pre-qual attached it’s not us we don’t make the rules it’s the State of Arizona you have to prove as you’re putting this contract in that you truly can afford to do this and you’re in good Financial standing um and if you’re paying cash you have to have proof of funds so make sure you have all that ready because if you see something you fall in love you might lose it while we’re trying to get these other things together I we try to do some tricks to try to try to get it for you before you have all that in place there’s only so many things we can do only so much just so easy to come in that’s a no-brainer you got the gun loaded you’re ready to Sho get it get it going all right Family Ties Family Ties this is something we run across a lot always uh we have a lot of people who come in and say I’m not going to tell my kids about this and they fall in love they put an offer in and then the kids are back home how can you do this to us how can you leave us how can you leave your grandchildren and then they break the contract so just be honest and open with your children um we want to start a new chapter we you know need to preserve our funds explain to them why you’re doing this and then they can start to adjust to the idea of mom and dad moving on or moving away it’s very important yeah absolutely CLE they came in uh we worked with them over the course of two years uh they came in three or four times yeah lovely we finally found a house for them uh and they were so happy yeah they were so happy really happy and through the inspection uh we were getting to the point where I I think all of the repairs were going to be done it’s like the last day of inspection period if I go any more then they’re going to lose their earnest money and I get the call I can’t break up this family we my kid put the guilt trip on me my kids put the because they hadn’t said anything to the kids until it too they were under the contract yeah it was a shock and so you know so the sellers had to take their home off the market you know we had all these buyer trips and everything this was going to be a non-starter from the beginning uh and it was never going to go any other place so obviously that wastes our time and our effort but also the family I mean you’re coming in you’re looking around you’re getting excited it’s not going to happen yep uh family have Frank discussions have Frank discussions yep and be very transparent to your family to your children let everybody know because you know you might fall in love here and then you got to go back home no we mean a lot of people that that they’re their children will never have that kind of say so about where they go and that’s very clear to them you may be in that situation but if you’re not if you’re like this other couple and you know the kids will have a lot to say about it don’t keep it a secret don’t wait until the end yep do it up front Okay Okay that was a good one uh half bath so this uh the the home either does or does not have a half bath off of the main room so when is the best time to uh figure out what you want and whether the home has it or not well before you go on the home tour yeah it’s a must have you need to say that communicate that quite clearly to your agent this is a must have I some people can Overlook it some people have got to have it anything whether it’s a halfbath anything in the home that’s super super important to you just say it’s a it’s a deal breaker for me if a B and C are not there yeah we let us know before we we we don’t want to show you five or six homes and none of them have a half bat yeah none of them have a half bat and then you decide into the inspection period suddenly you absolutely have thought about it and now I absolutely have to have half that’s right don’t do that do that don’t do that so sit down and make a list of everything that is so important it’s very easy to determine whether our home has a half bath or not what we can’t do is tell you whether you want one or not and the time to decide whether you have to have that or not is really before you start looking at houses and we can’t create one for you I can’t poop you a half bath I can’t do that we can put a body in the front you know it either Haz it or it doesn’t uh decide that up front so that’s it so everything for every everything there is a purp there is a time for every purpose what is that that’s a that’s a song Ecclesiastes I don’t know and a and a Bible thing a Bible thing yeah Ecclesiastes okay so that’s our little tips for the day as you’re thinking about uh buying or selling like the game thing yeah do some more games okay all right that’s all we hope to hear from you soon give us a call we’re here to help you on the next steps bye view_moduleinsert_chart